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Data protection

a. General information

All data you provide will be used in accordance with the Swiss Federal Act on Data Protection (FADP). By voluntarily sending us personal data (name, email address, etc.) through our Site, such as via our contact form, you authorize us to use the data for the purposes indicated when the data were entered, for purposes relating to their transmission, for administrative or client relationship purposes, and for the purposes of marketing and targeted advertising.
Data sent via the internet can be accessed by unauthorized third parties. In addition, the data may be transmitted across international borders even if the sender and the recipient reside in the same country. Data are transmitted in the form of separate coded packets, but the details of the sender and the recipient are not encrypted. Third parties could therefore access this information and become aware of contact between you and Piguet Galland.
Piguet Galland reserves the right to pass on personal data to external service providers, while ensuring that such providers use the data in accordance with the FADP. Piguet Galland may be required to transmit personal data to third parties to comply with the law or with administrative or judicial decisions.
Within Piguet Galland, personal data are transmitted and stored for a limited time. Appropriate security measures are taken to prevent third parties from accessing this information.
The confidentiality and security of email communications cannot be guaranteed. Therefore, Piguet Galland does not, in principle, accept any orders for banking transactions (account opening, payment order, stock exchange order, etc.) transmitted by email.

b. Policy concerning cookies
Policy concerning cookies
Piguet Galland uses cookies to collect data on how you use the Site.
What is a cookie?
A cookie is a small, often coded, text file that is placed on your computer or device the first time you visit a website. The data stored in the cookie are then sent back to the website each time you subsequently visit that website. Cookies make web browsing easier because they allow a website to recognize a particular computer or device.
When you use this Site, the following data may be saved and used for the aforementioned purposes: your browser type, number of pages viewed, path taken to navigate the site, time spent on a page or on the Site, and your IP address.
Types of cookies used
Piguet Galland uses various types of cookies. Some are needed for the Site to function properly, while others are optional. Refusing or blocking certain cookies may prevent the Site from working properly.
Why does BCV use cookies?
There are several reasons why cookies are placed on your computer when you visit the Site. Cookies make it possible to store your preferences and other information entered on the Site so that you don’t have to provide the same information each time you go to a new page. Cookies are also used for statistical purposes; by collecting data on how the Site, we can continuously improve it.
After you visit the Site, different types of cookies will be stored on your computer for different lengths of time. You can get information about how long individual cookies are stored from your browser.
Cookies used by BCV
Necessary cookies
Some cookies are used to ensure that information provided on the Site and through its online products and services is secure and optimal. The Site cannot function properly without these cookies.
Cookies to enhance the user experience
Other cookies are used to store your preferences, such as your choice of language and font size. These cookies are optional; they are designed to enhance your Site visit, by preventing you from having to enter the same information each time you switch to a new page.
Cookies for web analytics and statistics
The Site and some of its online products and services run third-party programs that use cookies for statistical purposes or to gauge the Site’s performance. This helps us improve our services and more effectively tailor the products and services we advertise.
Piguet Galland primarily uses the services of AT Internet, Google AdWords Conversion Tracking, Google Remarketing, and Google Maps (Google is a US-based company). AT Internet cookies are used to collect anonymous data about Site visits. Google AdWords Conversion Tracking lets us measure how clicks on Google Adwords lead to meaningful results. Google Remarketing lets us display targeted advertisements. Google Maps allows us to add maps to the Site.
As these cookies are optional, you can choose to restrict the data they collect without affecting how the Site functions.

How can I restrict or delete cookies?
You can restrict or block cookies that are not strictly necessary at any time by changing your browser settings. However, we cannot guarantee that the Site will function properly afterwards. Alternatively, you can delete the cookies on your hard drive by clearing your browsing history or browsing data; this option can generally be found under Tools or Preferences.

c. Agreement/refusal to have data collected and saved
By using this Site, you agree that data collected on the Site may be used in the manner described above. You can revoke your authorization at any time with future effect.

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Legal

The Piguet Galland & Cie SA website (the "Site") describes the activities of Piguet Galland & Cie SA in Switzerland. Piguet Galland & Cie SA does not offer its services outside of Switzerland, and the Site is meant solely for individuals and legal entities domiciled in Switzerland, along with existing clients of Piguet Galland & Cie SA.

Personal informations
As our services are only available to Swiss residents, the choice of country of residence is not available.
You must accept the terms of use.
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Terms and conditions of use and legal information

You (hereinafter the “User”) should read these terms and conditions of use and legal information carefully before you continue.

The Piguet Galland & Cie SA website (the “Site”) describes the activities of Piguet Galland & Cie SA in Switzerland. Piguet Galland & Cie SA does not offer its services outside of Switzerland, and the Site is meant solely for individuals and legal entities domiciled in Switzerland, along with existing clients of Piguet Galland & Cie SA.

Application of the terms and conditions of use

By viewing and using the Site, the User expressly accepts the terms and conditions of use and acknowledges the legal information provided below. If this is not the case, the User is requested to leave the Site.

Operator

The Site is operated by Piguet Galland & Cie SA, 18, rue de la Plaine, 1400 Yverdon-les-Bains, Switzerland. Piguet Galland & Cie SA is a corporation listed in the Commercial Register of the Canton of Vaud under number S991/00367 and federal number CH-550.1.000.084-9. Piguet Galland & Cie SA is a bank, a securities dealer and a representative of foreign collective investment schemes authorised in Switzerland by the Swiss Financial Market Supervisory Authority (FINMA), Laupenstrasse 27, 3003 Bern, Switzerland.

Local restrictions

This Site is not meant for any person in a foreign jurisdiction (by reason of that person’s nationality, place of residence or domicile, or for any other reason) where the provision of or access to this Site is prohibited. Any person subject to such restrictions must not access or use the Site. This rule applies in particular to persons residing in Germany, the United Kingdom, the United States and any country that has implemented European Parliament and European Council Directive 2002/65/EC of 23 September 2002.

The products and services described on the Site may not be available or may be prohibited to people subject to a jurisdiction other than Switzerland (by reason of that person’s nationality, place of residence or domicile, or for any other reason). The User should consult his advisors and determine whether any restrictions apply regarding the sale of these products and services.

The User should also be aware that the jurisdiction to which he is subject (by reason of the User’s nationality, place of residence or domicile, or for any other reason) may prohibit or restrict the import, export and use of code algorithms. The User should consult his advisors in this regard and ensure compliance with applicable regulations concerning the import, export and use of code algorithms.

Trademarks and copyright

The Piguet Galland & Cie SA logo and trademark are protected by law. All information contained on the Site is protected by copyright. All rights are reserved for third party copyrights.

Nothing on the Site may be used in any form whatsoever unless specific mention is made of the trademark and copyright protection and these terms and conditions of use. In any event, linking through any hypertext or inline links (e.g. framing) as well as consulting the Site through inline links or framing are prohibited without the prior written consent of Piguet Galland & Cie SA.
Use of the Site for advertising, sales or marketing purposes, in any form whatsoever, is prohibited without the prior written consent of Piguet Galland & Cie SA.

Linked sites

Piguet Galland & Cie SA is not responsible for the content of other websites linked or leading to this Site. The User uses any links to other sites or to any pages off this Site at the User’s own risk.

Security and data protection

When the User connects to the internet or sends an email, the User’s data is transmitted over an unprotected public network. Such data may be transmitted across international borders even if both the sender and receiver are located in the same country. Transmission takes place in the form of separate coded packets, but the details of the sender and receiver are not encrypted. It is therefore possible for unauthorised third parties to gain access to such information and infer the existence of contacts with Piguet Galland & Cie SA.

By using our email service, the User gives us permission to reply to the User one or more times via email. Piguet Galland & Cie SA is not responsible for any damage resulting from the use of email. Furthermore, the email service may not always be available, due to technical reasons beyond the control of Piguet Galland & Cie SA.

Piguet Galland & Cie SA collects data (through cookies or web beacons) regarding visits to the Site (including the User’s IP address) which are used for statistical or security purposes, for monitoring the system, for management and marketing purposes, and in order to comply with legal and regulatory obligations. These data are anonymous. Piguet Galland & Cie SA only collects data that identify the User when such data are supplied voluntarily. In this case, Piguet Galland & Cie SA may use this information for the same purposes as data collected regarding visits to the Site. Appropriate security measures are taken to ensure that third parties cannot gain access to this information.

Piguet Galland & Cie SA reserves the right to communicate personal data to external service providers, while ensuring that such providers handle the information confidentially. Piguet Galland & Cie SA may, however, be required by law, a court order or an administrative decision to communicate personal data to third parties.

No recommendation, performance

The content of this Site is provided for information purposes only and in no way constitutes an offer, a solicitation or a personal investment recommendation. Unless expressly stated otherwise, none of the information contained on this Site constitutes financial analysis within the meaning of the Swiss Bankers Association’s Directives on the Independence of Financial Research.
The risks involved in certain investments (including but not limited to derivatives in any form and investments in unconventional funds or in emerging markets) are not appropriate for all investors; before executing any transaction, it is the User’s responsibility to consult the relevant prospectuses and regulations (which may be obtained free of charge, in the case of investment funds authorised in Switzerland, from the fund managers and/or their representatives), to contact the User’s advisors for a specific evaluation of the User’s risk profile and to enquire about the risks involved in any investment decision, in particular by consulting the SwissBanking brochure on the Risks Involved Trading Financial Instruments (link).

The information contained on this Site does not constitute a prospectus pursuant to Article 652a and/or Article 1156 of the Swiss Code of Obligations or Article 32ff. of the Swiss Exchange Regulations. Services, investments, funds and information to which this Site refers, and the related prospectuses, are not available or distributed to people residing in countries or territories where the distribution of such information or documents is prohibited by law or by local regulations.

Structured products, synthetic products and warrants are not collective investment funds within the meaning of the Swiss Collective Investment Funds Act and are not subject to authorisation or supervision by FINMA. As a result, investors are not protected by the Swiss Collective Investment Scheme Act. Investors are exposed to issuer risk, and the value of investments depends not only on the underlying(s) but also on the issuer’s solvency, which may change during the life of the product.

 
Past performance is no guarantee of present or future performance. The value of an investment may increase or decrease for any number of reasons, and it is possible investors will not recover their funds. Moreover, fluctuations in exchange rates may cause the value of an investment to rise or fall.

Reliability of information

While Piguet Galland & Cie SA endeavours to carefully select the information available on this Site, it cannot guarantee that it is accurate, complete or up to date. Any decision based on such information is taken at the User’s own risk, and Piguet Galland & Cie SA declines all liability or responsibility for any direct or indirect loss or damage. Moreover, Piguet Galland & Cie SA reserves the right to modify the content of the Site at any time without prior notice.

Material interests in third parties

Piguet Galland & Cie SA, affiliate companies and/or their directors, managers and employees may hold or have held interests or positions in certain securities, which they may buy or sell at any time, or may have acted or traded as market makers in securities. Furthermore, such entities or persons may have or have had business relationships with issuers of certain securities or may provide or have provided them with corporate finance services, capital market services or any other financial or related services.

Disclaimer of warranty and limitation of liability

Neither Piguet Galland & Cie SA, its directors, managers, employees, affiliates and shareholders, nor any third party information providers, their directors, managers, employees, affiliates and shareholders will be liable or responsible for any loss or damage of any kind whatsoever that the User may incur directly or indirectly as a result of the use of this Site, the use of information or opinions available through the Site, or the inability to use the Site or the information or opinions contained therein. In particular, in no event will Piguet Galland & Cie SA, its directors, managers, employees, affiliates and shareholders be liable for any loss or damage incurred as a result of a technical or other error, failure to transfer information, system overload, difficulty in use, an interruption in service (including but not limited to system maintenance), a delay in the transmission of information, an incompatibility between this Site and the User’s files and/or software (including the User’s browser) and/or computer, a malfunction or interference, the transmission of a virus or worm to the User’s computer, illegal access (e.g. by hackers), the intentional blocking of telecommunication tools and networks (e.g. as a result of a mass email or denial-of-access attack), or any other error or omission by telecommunications or network service providers.

Severability

If any provision of these terms and conditions of use is not valid, lawful or enforceable under any law, this shall not cause the remaining provisions of these terms and conditions of use to be invalid, unlawful or unenforceable. The invalid, unlawful or unenforceable provision shall be replaced by a valid, lawful, enforceable provision that is as close as possible to the meaning and intent of the invalid clause.

Governing law and jurisdiction

All legal relations between the User and Piguet Galland & Cie SA shall be governed by Swiss law. The place of performance, the exclusive place of jurisdiction for any type of proceedings and the place of proceedings for debt collection or bankruptcy against any User of the Site not domiciled or resident in Switzerland shall be the location of the head office of Piguet Galland & Cie SA in Yverdon-les-Bains, Switzerland, subject to compulsory jurisdiction provided for by applicable Swiss law and the international conventions ratified by Switzerland. Piguet Galland & Cie SA shall nonetheless be entitled to take legal action at the User’s place of domicile or before any other competent court.

Amendment of these terms and conditions of use

Piguet Galland & Cie SA reserves the right to modify these terms and conditions of use at any time. These amendments will appear on the Site. By viewing and using the Site, the User expressly agrees to all such new terms and conditions of use.