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Website terms and conditions of use

It is important that you, hereinafter "the User", read these terms of use and information before continuing.

The Website of Piguet Galland & Cie SA, hereinafter the "Website", is intended to present the activities of Piguet Galland & Cie SA in Switzerland. Piguet Galland & Cie SA does not intend to direct its activities abroad, and the Website is intended solely for the information of natural and legal persons domiciled in Switzerland and persons who are already customers of Piguet Galland & Cie SA.

Application of the conditions of use

By consulting and using the Website, the User expressly accepts the conditions of use and takes note of the legal information mentioned below. Otherwise, the User is asked to leave the Website.

Supplier

The supplier of the Website is Piguet Galland & Cie SA, 18 rue de la Plaine, 1400 Yverdon-les-Bains. Piguet Galland & Cie SA is a public limited company registered in the Commercial Register of the Canton of Vaud under file number S991/00367 and federal number CH-550-1000084-9. Piguet Galland & Cie SA is a bank, securities dealer and representative of foreign collective investment schemes authorised in Switzerland by the Financial Market Supervisory Authority (FINMA), Laupenstrasse 27, CH-3003 Berne.

Local restrictions

The Website is not intended for use by persons subject to foreign jurisdictions, in particular those in which (by reason of the nationality of the persons, their place of residence or for any other reason) the distribution of or access to this Website is prohibited. Users subject to such restrictions must not access or use the Website. This principle applies in particular to persons residing in Germany, the United Kingdom, the United States and in countries that have implemented Directive 2002/65/EC of the European Parliament and of the European Council of 23 September 2002. It is possible that the products and services presented on the Website may not be available or authorised for persons residing in a jurisdiction other than Switzerland (due to the nationality of the persons, their place of residence or for any other reason). It is the User's responsibility to consult their advisors and the sales restrictions relating to the products and services in question.

In addition, the Users declare that they are aware that the jurisdiction to which they are subject (by virtue of his/her nationality, place of residence or for any other reason) may prohibit or restrict the import, export and use of coding algorithms. It is the User's responsibility to consult their advisers on this subject and to ensure compliance with the provisions relating to the import, export and use of coding algorithms that apply to them.

Brand protection and copyright

The Piguet Galland & Cie SA logo and brand are protected. The information on the Website is subject to the copyright of Piguet Galland & Cie SA. The copyright of third parties is reserved.

All the information available on the Website may not be used, in any form whatsoever, without mention of trademark protection, copyright and these conditions of use. In all cases, hypertext links, inline links, framing and consultation of this Website via inline links or framing are prohibited without the written consent of Piguet Galland & Cie SA.

Except with the written consent of Piguet Galland & Cie SA, the use of this Website in any form whatsoever for public or commercial purposes is prohibited.

Related sites

Piguet Galland & Cie SA accepts no responsibility for the content of other websites linked or linking to this Website. Users use links to other sites or pages outside the Website at their own risk.

Data security and confidentiality

1. General information :

By voluntarily transmitting personal data to PGSA on our Website (name, e-mail address, etc.), for example, via our contact forms, the User authorises PGSA to process them for the purpose indicated at the time of their collection or for the purposes related to their transmission, for administration and follow-up purposes as well as for marketing purposes and targeted proposals.

During an electronic connection or communication, the User's data passes through a public network accessible to all. In addition, the data may cross borders, even if the sender and recipient reside in the same country. The data is transmitted in the form of separate, encrypted packets, but the indication of the sender and recipient is not encrypted. It cannot, therefore, be ruled out that third parties may have access to such information and that they may deduce from it the existence of contacts with Piguet Galland & Cie SA.

Piguet Galland & Cie SA reserves the right to communicate personal data to external service providers while ensuring that they process such data in accordance with the DPA. Piguet Galland & Cie SA may nevertheless be required to communicate personal data to third parties by virtue of legal provisions or based on administrative or judicial decisions.

Within Piguet Galland & Cie SA, personal data is transmitted and stored for a limited period. Appropriate security measures are taken to ensure that third parties cannot gain access to this information.

The confidentiality and security of communications by e-mail are not guaranteed. Consequently, Piguet Galland & Cie SA does not accept orders for banking transactions (account opening, payment orders, stock market orders, etc.) transmitted by this means.

When you use our e-mail services, you authorise us to send you one or more messages by e-mail. Piguet Galland & Cie SA accepts no liability for damage resulting from the use of e-mails. Furthermore, this service may be temporarily out of use for technical reasons beyond the control of Piguet Galland & Cie SA.

In terms of data protection, the Information Notice on Data Protection for BCV Group companies, including Piguet Galland & Cie SA (available on the website https://www.bcv.ch/Informations-juridiques/Protection-des-donnees), also applies.

  1. Cookie policy :

Cookie Policy

Piguet Galland & Cie SA uses cookies to collect data on the use of the Website by the User.

What is a cookie

A cookie is a small text file, often encrypted, that is downloaded and stored on the computer or device used when a person accesses certain sites. The data collected in cookies is then sent back to the original Website on each subsequent visit. Cookies are useful because they enable a website to recognise the computer or digital device and make browsing easier.

By using the Website, the following data may be saved and used for the purposes described above: the type of browser used, the number of pages viewed, the navigation path taken by the User on the Website, the time spent on a page or the Website as a whole and the IP address.

Types of cookies used

Piguet Galland & Cie SA uses different types of cookies. Some are necessary for the Website's operation, while others are optional. Refusing or blocking certain cookies may affect the proper functioning of the Website.

Why does Piguet Galland & Cie SA use cookies?

There are various reasons why a cookie may be stored on the User's computer when visiting the Website.

The data collected thanks to the cookie is used to record the preferences and indications provided by the User to avoid providing this information again when changing pages on the Website.

Cookies are also used for statistical purposes, to collect data on the use of the Website, and to improve it constantly.

Cookies are stored on the User's computer when they visit the Website. The time the cookies are retained varies and can be consulted via the browser.

What cookies does Piguet Galland & Cie SA use?

Strictly necessary cookies

Certain cookies are used to ensure that the Website, products and online services deliver information in an optimal and secure manner. These cookies are strictly necessary for the proper functioning of the Website.

Functionality cookies

Some cookies are used to remember the choices made on the Website by the User when visiting it, for example, the User's language and text size. These cookies are optional; they aim to improve the User's visits by avoiding re-entering this information when changing pages.

Third-party cookies

The Website and certain online products and/or services occasionally use third-party services or software. This software uses cookies for statistical and advertising purposes and to measure the Website's performance. This makes it possible to improve Piguet Galland & Cie SA's services and to personalise the products and offers made to the User.

PGSA uses cookies from AT Internet, Google AdWords Conversion Tracking, Google Remarketing and Google Maps from the American company Google Inc. and its subsidiaries.
AT Internet cookies are used to collect data related to Website traffic anonymously.
Google AdWords Conversion Tracking determines performance after the User clicks on a Google AdWords ad.
Google Remarketing enables advertising offers tailored to the User to be displayed on the web (targeted advertising offers).
Google Maps is used to integrate maps.

As these cookies are not strictly necessary, the User may choose to limit their collection without significantly influencing the Website's functionality.

The hypertext links to third-party services or software below are only provided for information. Piguet Galland & Cie SA cannot be held responsible for their content or for the third parties' privacy policy.

Public part of the Website

Piguet Galland & Cie SA may use cookies or tracking technologies from the following third parties:

 

Tool

 

Function

 

Supplier

 

Privacy policy

 

Declaration of opposition

Google ads

Advertising

Google Inc.

https://policies.google.com/technologies/ads

https://adssettings.google.com

Linkedin

Advertising

LinkedIn Corporation

https://www.linkedin.com/legal/cookie-policy

https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out?trk=microsites-frontend_legal_cookie-policy

Facebook

Advertising

Facebook Inc.

https://fr-fr.facebook.com/policies/cookies

https://www.facebook.com/ads/settings

AT Internet

Web audience measurement

Applied technologies internet SAS

https://www.atinternet.com/societe/rgpd-et-vie-privee/collecte-de-donnees-sur-les-sites-de-nos-clients/

http://www.xiti.com/fr/optout.aspx

Connected part/ Piguet Galland & Cie SA -net

Piguet Galland & Cie SA may use cookies or statistical technologies from the following third parties:

 

Tool

 

Function

 

Supplier

 

Privacy policy

 

Declaration of opposition

AT Internet

Web audience measurement

Applied technologies internet SAS

https://www.atinternet.com/societe/rgpd-et-vie-privee/collecte-de-donnees-sur-les-sites-de-nos-clients/

http://www.xiti.com/fr/optout.aspx

How do I block or delete cookies?

Users may at any time restrict or block the storage of cookies that are not strictly necessary by modifying their browser settings. However, Piguet Galland & Cie SA cannot guarantee that the Website will function correctly in such a case. Users may also delete existing cookies on their computer via their browser by going to Tools or Preferences and deleting the browsing history of which cookies form part.

  1. Agreement/refusal to collect and record data :

By using this Website, the User agrees to the data collected being processed and used as described above.

The User may object to the collection and storage of data at any time, with effect for the future.

No recommendation, performance

The Website has been prepared for information purposes only. It does not constitute an invitation to tender or an offer to buy or sell, nor does it constitute a personalised investment recommendation. Unless otherwise stated, the information contained in this Website is not financial analysis within the meaning of the Swiss Bankers Association's guidelines on the independence of financial analysis.

The risks associated with certain investments (in particular derivatives in any form whatsoever, investments in non-traditional funds or in emerging markets) are not suitable for all investors. It is the User's responsibility to consult the prospectuses and regulations (which can be obtained free of charge, in the case of investment funds authorised in Switzerland, from the fund management companies and/or their representatives), to contact their advisers for a specific examination of their risk profile, and to inform themselves of the risks inherent in any decision, in particular by consulting the Swiss Banking brochure on special risks in securities trading, before any transaction.

Structured or synthetic products and warrants are not collective investments within the meaning of the Federal Act on Collective Investment Schemes (CISA) and are, therefore, not subject to authorisation or supervision by the Financial Market Supervisory Authority (FINMA). Investors cannot, therefore, claim protection under the CISA.
Investors are exposed to issuer risk, and the value of their investments depends not only on the performance of the underlying asset(s) but also on the issuer's creditworthiness, which may change during the product term.

Past performance should not be considered a guarantee of current or future performance. For many reasons, an investment may appreciate or depreciate, and the investor may not get his money back. In addition, fluctuations in exchange rates may cause the value of investments to rise or fall.

Reliability of the information presented on the Website

Piguet Galland & Cie SA endeavours to carefully select the information it publishes on this Website; however, it cannot guarantee its accuracy, reliability or completeness.

In addition, Piguet Galland & Cie SA reserves the right to modify the content of this Website at any time and without prior notice.

Interest from third parties

Piguet Galland & Cie SA, Group companies and/or their directors, officers and employees may hold or have held interests or positions in certain securities, which they may acquire or sell at any time, or may have acted or traded as a market maker. They may have had and may continue to have, commercial relations with the issuers of certain securities, providing them with corporate finance, capital market or other financing services.

Warranty exclusions

Neither Piguet Galland & Cie SA, nor any of its directors, officers, employees, agents or shareholders, nor any third party information provider, nor any of its directors, officers, employees, agents or shareholders, shall be liable for any direct, indirect or consequential loss or damage of any kind whatsoever arising out of your access to, or use of, or inability to access or use, the information or opinions available on this Website. In particular, Piguet Galland & Cie SA, as well as its administrators, directors, employees, auxiliaries and shareholders, for any prejudice or loss suffered as a result of an error, technical or otherwise, a transfer failure, an overload situation, difficulty in use, a service interruption (including in particular the system maintenance service), a delay in the transmission of information, an incompatibility between this Website and the files and/or software of the User (in particular with their "browser") and/or computer, malfunction, interference, the transmission of a virus or worm to the User's computer, illegal intrusion (e.g. as a result of hacking), intentional blocking of telecommunications tools and networks (e.g. as a result of mass e-mailing or denial of service attacks) or any other inadequacy of telecommunications or network service providers is excluded.

Partial nullity

Suppose any of the provisions of these terms of use should be invalid, unenforceable or inapplicable as a result of any legal provision. In that case, this shall not render the other provisions of these terms of use invalid, unenforceable or inapplicable. The invalid, non-compliant or inapplicable clause will be replaced by another valid, compliant and applicable clause corresponding as closely as possible to the meaning and purpose of the invalidated clause.

Applicable law and place of jurisdiction

All legal relations between the Website User and Piguet Galland & Cie SA are subject to Swiss law. The place of performance, the exclusive place of jurisdiction for all types of proceedings and the place of jurisdiction for legal action, but only with regard to the latter for Website Users not domiciled in Switzerland, is at the registered office of Piguet Galland & Cie SA in Yverdon-les-Bains. The mandatory places of jurisdiction provided by applicable Swiss law and international conventions ratified by Switzerland are reserved. However, Piguet Galland & Cie SA remains entitled to bring proceedings at the domicile of the User of the Website or before any other competent court.

Conditions of use modifications

Piguet Galland & Cie SA reserves the right to modify the conditions of use of the Website at any time. These modifications will appear on the Website. By consulting and using the Website, the User expressly accepts the new conditions of use of the Website.

 

Please familiarise yourself with the terms and conditions of use of the Website and e-mail.
The information and/or documents relating to financial instruments or services within the meaning of the LSFin that are presented on this Website constitute, in principle, an advertising medium in accordance with the said law.

Piguet Galland & Cie SA, all rights reserved.