Making the most of it

– How should you structure your wealth so that you can enjoy a long and active retirement?
– What is the best way to provide your children with long-term financial support?
– How can you harness pension-related solutions to help build your wealth?

We have considerable expertise in retirement planning, financial planning and tax optimisation. We put this to work for you, analysing your situation from all angles and helping you to prepare for the major milestones in life and to achieve your life goals. Your financial strategy should be constructed with these milestones and goals in mind. We identify solutions that are the best possible fit now and in the foreseeable future.

We are your trusted partner

Your wealth strategy should be driven by what you hope to accomplish in life, such as buying a home, paying for your children’s education, selling your company and retiring. That’s the mind-set we bring to our task of managing your wealth. We do our best to ensure the legal, tax, administrative and financial gears are running smoothly, especially during the key moments of your life.

According to Swiss National Bank statistics, Swiss residents had 405,000 Swiss francs in net per-capita assets in 2014.
This is the highest tax rate applied in Geneva Canton, including federal taxes, for full-year income above 615,022 Swiss francs.
This is the annual reference salary used by occupational pension funds. It is the highest level of full-year income on which employers are required to pay into their employee’s pension fund. A supplementary occupational pension plan can be put in place for income above this level.

Case study

One of our clients, a high-level manager in a watchmaking group, decided to retire before the age of 60. We alerted her to the fact that she could lose up to 40% of her retirement benefits. To avoid this, we advised her to make voluntary pension fund contributions to make up for any prior years in which she did not fully contribute. Once she did this, she was assured of receiving her full pension once she reached retirement age. She is set to enjoy a fulfilling retirement.

Profiter de la vie

Retirement planning

When you retire, your income will drop considerably. Effective retirement planning is therefore the key to maintaining your current standard of living. We will look at the advantages offered by both occupational and private pension plans.

Financial management

You can look at your wealth as if it were a company, where the goal is to maximise profit by optimising the financial and tax components. From this perspective, we are able to generate high value added for our clients.

Retiring early

If you retire early, you will still be required to pay basic social security contributions until retirement age. If you do not earn any income, your contributions will be based on your assets and any pension income.

360° approach

The best wealth-planning strategy takes into account all aspects of your existing assets. That’s our approach, and it makes it easier for us to improve the structure of your portfolio, identify investment opportunities and optimise financing, pension and tax arrangements.

Here’s how we can help you to achieve your life goals

We will sit down with you and analyse your wealth situation: your finances, your current needs and your life goals. We will then come up with a comprehensive solution aimed at optimising your financial and tax situation.


Piguet Galland
private bankers since 1856

Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.


Our teams move to our new Pléiades building in Geneva.


BCV Group buys Banque Franck, Galland & Cie SA.

Banque Franck acquires Banque Galland in Lausanne and becomes Franck, Galland & Cie SA.


Banque Cantonale Vaudoise takes a majority stake in Banque Piguet & Cie, which is then incorporated.

Mobilier conçu dans les années 30 et dessiné par Franck Lloyd Wright

Alain Franck fonde la Banque Franck à Genève.

Banque Galland

Alfred Galland founds Galland & Landis in Lausanne.

Banque Piguet

Alfred Piguet marries Louis Michod's daughter, and Banque Michod becomes Banque Alfred Piguet & Cie.


Banque Michod, the first private bank in Yverdon-les-Bains, is founded.

Others life goals

Life goal
Starting your own business

Starting your own business

Creating and growing a successful company takes more than just a great idea. You will also be responsible for the legal, tax and administrative burden of your start-up.

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Life goal
Moving to Switzerland or another country

Moving to Switzerland or another country

We draw on our expertise in international financial, tax and administrative matters in order to design an optimal solution for managing your finances and growing your wealth regardless of where you live.

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Life goal


Do you want to contribute to the public good? Philanthropy is a way for highly successful people to give something back.

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