A tailor-made pension fund for your company? It's possible to analyse your current situation and compare the available options.
Pension funds are the number one concern of the Swiss and, therefore, of your employees. It is a priority element in a company's social policy and a strong argument for retaining or attracting talent. So, how do you choose the pension plan that's right for you? 4 tips for a successful occupational pension funds:
- Examine your current contract
The 2nd pillar is a compulsory pension scheme, but the choice of pension fund is entirely free. It is, therefore, essential to pay attention to what you have already subscribed to by asking yourself the following questions:
- What is my pension fund?
- What is my contractual commitment?
- How is my pension plan defined?
- How healthy is the foundation financially?
- Determine whether the services are tailored to your needs
Now that you have a clearer picture of your employee benefits contract ask yourself: What are my company's needs? Reducing costs as much as possible? Higher benefits or asset management that suits me?
- Evaluate your pension fund's performance
Then, ask yourself whether the 2nd pillar pension fund meets your objectives.
- Do returns and reserves allow for adequate distribution and sufficient annuities?
- Are the costs generated by your pension fund competitive?
- Is the cover rate reasonable?
- Dare to compare
To give you the best advice, it is essential to understand your company's size, needs and willingness to take this step so that we can propose a tailor-made solution. Thanks to our partner foundations, our wealth solutions team can support you, your company, and your employees in this process. Let's work together to define the most flexible and appropriate combination, in complete independence and simplicity.