Wealth assessment: understanding its purpose and how it works

What is a wealth assessment?

A wealth assessment provides an in‑depth analysis of your financial situation at a given point in time. It offers a comprehensive view of all your personal and financial components, including marital arrangements, tax considerations, estate planning, professional situation and sources of income.

Conducted by a wealth management advisor, the wealth assessment is a key step in understanding the overall structure of your assets. It helps identify the interactions between the different aspects of your situation and serves as a foundation for developing personalised recommendations aligned with your financial objectives and life plans.

In an environment where financial intermediaries, solutions and information sources are numerous, gaining a consolidated and coherent overview of one’s wealth can become complex. A wealth assessment therefore provides a clear, concise and structured reading of your financial and tax situation, facilitating informed and strategic decision‑making. 

How can I request a wealth assessment?

At Piguet Galland, we are committed to delivering your wealth assessment within 48 hours following an initial meeting and upon receipt of the documents required to carry out the analysis: your tax return and your pension certificate (2^nd pillar).

A concise overview will be presented in just a few pages, providing you with a comprehensive understanding of your current wealth situation, including:

• your savings capacity,

• the structure of your investments,

• your movable and real estate assets,

• the status of your pension arrangements,

• and above all, potential opportunities for tax optimisation.

Why carry out a wealth assessment?

By carrying out a wealth assessment, you gain a comprehensive view of your financial situation along with practical recommendations covering the following areas: ​‌

Your budget

Whether you are in a position to save or are drawing on your wealth, your budget is the starting point for assessing the feasibility of your projects. 

The structure of your investments

Our analysis goes beyond the management of financial assets alone. We take into account the full inventory of your wealth, as our expertise covers all asset classes that make it up. 

The state of your pension arrangements

Review your occupational and private pension solutions to optimise them, protect your family and ensure a secure and comfortable retirement.

Opportunities for tax optimisation

Managing your tax position effectively can help you fully realise your financial projects. 

Your movable and real estate assets

Assess the appropriate level of debt over the medium and long term and align the management of your assets with your life plans.