A chalet in the mountains.
An apartment overlooking the lake.
A second home is a dream for many. But behind the emotion lies a major wealth planning decision.
Today, the context has changed: evolving tax regulations, land scarcity in certain resorts, stricter financing requirements. Buying or renting can no longer be reduced to a simple calculation.
Buying means making a commitment: allocating capital, taking a long-term perspective, structuring a transferable asset.
Renting allows you to preserve flexibility and liquidity, and to adapt your choices over time.
There is no universal answer.
The right decision depends on your personal situation, your objectives, and your overall wealth strategy.
To help you make an informed decision
We have gathered the key elements in our white paper:
“Second homes: buy or rent?”
Download the white paper (french only)
A guide designed to help you make a coherent and well-structured decision.