Financing your dream second home

In addition to your personal contribution, you should also factor in the various supplementary expenses, commonly known as overall acquisition costs. It is important to anticipate the following:

Notary fees

In Switzerland, notary services are mandatory for any property purchase and vary from one canton to another. Online simulators can help you estimate these costs. For Geneva, you can refer to notaires-geneve.ch. For the cantons of Vaud, Jura, and Fribourg, you will find additional resources here.

To ensure peace of mind and avoid unexpected costs, it is advisable to set aside approximately 5% of the purchase price for these additional charges.

A simple rule of thumb can help assess affordability: the combined expenses of your primary residence and your second home should not exceed one-third of your gross income.

At Piguet Galland, we are pleased to offer personalised support, including a valuation of your property and direct coordination with a notary.

Episode #1

A second home within reach

Bring your dream holiday home to life.

Go to Episode 1

Episode #2

Financing your dream second home

Learn about second‑home financing conditions and determine the budget that suits you.

Episode #3

Second homes and taxes

Explore how owning a second home can affect your tax situation.

Go to Episode 3

Episode #4

Exceptional places

Find the perfect location for your second home.

Go to Episode 4

Episode #5

Rental management and property care

The keys to keeping your home well‑maintained.

Go to Episode 5

What our clients say about us.

Piguet Galland offered us a number of different scenarios to help us through this major change in life, retirement.
Happiness is knowing that I have someone who will bring their expertise to advise me and ensure my life is carefree.
At Piguet Galland, the human factor takes center stage. We genuinely listen to understand and provide solutions, not merely to sell."
I wanted to purchase and renovate a house through an auction, which required immediate payment. Fortunately, your company performed exceptionally well."
Piguet Galland is the financial partner that's close to my heart. I have complete trust in them. In this bank, you get to know them on a personal level, and that's of utmost importance."
The aspect of the Bank that resonated with me in the past and to this day is trust, which is conveyed through a sense of closeness and, most importantly, a dedicated point of contact."
What I value most about Piguet Galland is the service and the trust-based relationship I have built with the various advisors I have worked with over the past thirteen years, all of whom have consistently been excellent."
Throughout the years of building a trusting relationship with Piguet Galland, I have realized that a bank can be a lifelong partner for significant milestones."