Financing
Our financing solutions
Thanks to our range of financing solutions, you can maximise the growth of your assets and achieve your financial goals with complete peace of mind. What's the best solution for you when deciding between a mortgage and a Lombard loan?
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Mortgage loan
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Lombard Loan
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Fixed rate
Fixed rate
- from 2 to 10 years
- Stable interest rates
- Your secure budget
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Variable rate
Variable rate
- Indefinite duration
- Market interest rates
- Flexibility
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Saron
Saron
- Daily interest rate movements
- Rate transparency
- Market volatility
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Roll-over
Roll-over
- 3-month
- Constant rate over time
- Indexed to the money market
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Fixed rate
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Fixed advance
Fixed advance
- 3 to 12 months renewable
- One-off payment
- Interest rate, term and amount fixed in advance
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Current account limit
Current account limit
- Cash made available quickly
- Your investment strategy intact
- Flexible use to meet your needs
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Fixed advance
Mortgage loan calculator
Quickly and easily simulate the implications of your future property purchase. Are your income and equity in line with your plans? What will your monthly repayments be? What is your debt ratio?
Apply for your loan in 3 easy steps.
Your peace of mind remains our absolute priority. We're here to guide you step by step, ensuring that your experience is smooth and stress-free.
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Loan application and documentation
Submit your loan application to us in person, by telephone or online. We'll let you know about the information and documents you need to send us about your personal and financial situation and the purpose of the loan.
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Verification and assessment
Our specialists will analyse your credit history, income stability, and debt-to-income ratio to determine your borrowing capacity. In the case of a real estate purchase, a property appraisal will also be conducted.
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Loan approval
If you're given the all-clear, your loan is approved. You will then be informed of the terms and conditions: interest rate, repayment schedule and associated charges, so you know exactly what to expect.
A mortgage loan to finance your property project
As the cornerstone of our financing offer, mortgages are essential to our solutions. Whether you're a first-time buyer or an experienced homeowner, we understand your needs and offer tailor-made solutions to support you throughout your property purchase. Take advantage of flexible financing and attractive interest rates.
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Primary residence
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Second home
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Yield property
Buying or renting my primary residence?
Is it better to buy or rent your primary residence? What is the impact on your lifestyle? One click, fill in a few details, and you'll have all the answers.
Why choose a Lombard Loan?
A Lombard loan lets you obtain immediate liquidity using your stock market investments as collateral.
Easy access to cash
Maintain your investment strategy
Find out more about financing solutions
Webinars & events
Webinars & events
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WebinarWebinar replay
Strategy & market update, 3rd quarter 2024
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Webinar replay
Finance your cash requirements intelligently
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Webinar replay
Investment: Our convictions for the 2nd quarter of 2024
Our latest news
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25.09.2024