Retirement
The 1st pillar, the first stage in your pension provision
Retirement, disability and death
The 1st pillar is made up of three essential components: old age and survivors' insurance (AVS), disability insurance (AI) and supplementary benefits (PC). Its main objective is to ensure that your basic financial needs are met throughout your life, taking into account old age, disability and death.
AVS
The AVS is designed for retired individuals aged 65 (with the possibility of early retirement two years in advance) and for surviving spouses and orphans in the event of premature death (note that specific conditions are necessary to claim these benefits). However, the benefits provided by the AVS are limited and often need to be supplemented through another pension scheme.
AI
The AI scheme covers all individuals residing in Switzerland or engaged in gainful employment in Switzerland. AI is designed to support individuals with disabilities. Its primary mission is to facilitate the reintegration of people into society through appropriate measures, provide compensation for the economic consequences of disability, promote independence among insured persons, and encourage employers to hire individuals with disabilities.Learn more about the 1st pillar
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Webinar
Strategy & market update, 4th quarter 2024
Webinar replayStrategy & market update, 3rd quarter 2024
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Webinar replay
Finance your cash requirements intelligently
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Webinar replay
Investment: Our convictions for the 2nd quarter of 2024
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Academy
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All you need to know about pension planning for people and for businesses.
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