Skip to content

Receiving an inheritance

Inheriting the past, building the future

Over time, baby boomers have built up an estate that will be passed on to future generations. Are you ready to inherit? We can help you prepare for this crucial transition.
hero recevoir un heritage
hero recevoir un heritage
hero recevoir un heritage
hero recevoir un heritage

Preparing for an inheritance

Whatever your circumstances, an estate should not be a burden. Preparing carefully for the transfer of your estate is essential to ensure a smooth transition. Wealth is about supporting future generations, whether preserving your spouse's standard of living or providing the integrity of your assets over time. Just as a business owner prepares his files for his successor, you also need to put measures in place for a successful succession. This includes material assets, values, commitments, and even the possibility of contributing to philanthropy or setting up foundations.

A holistic approach

3 levers to optimise your assets

To bring your assets into harmony with your plans, we use 3 main optimisation levers.

  • Property 1=Pie chart

    Pension

    Fill pension gaps to save on taxes.

  • Property 1=report

    Loans

    Calculer le niveau d’endettement optimal pour réduire l’impact fiscal.

  • Property 1=Growth

    Taxes

    Define your marginal tax rate to plan your strategy.

Slide n°1
Slide n°2
Slide n°3

A personalised wealth assessment will help you optimise your tax situation

  • Property 1=Risk assessment

    01.

    Determine how taxes affect your budget.

  • Property 1=Investissements

    02.

    Analyse the structure of your savings and investments.

  • Property 1=Instant 2

    03.

    Identify all the levers you can use to keep control of your taxes.

  • Avantage

    04.

    Obtain personalised recommendations to reduce your taxes.

Property 1=Financial-growth 2

Wealth Assessment

A wealth assessment gives you a better understanding of your asset situation to make informed decisions to achieve your goals.

Portfolio performance

Our solutions

Don't let your money sleep. Put it to work by harnessing our portfolio management expertise and make it work for you.

mandat de gestion
Managed par Piguet Galland

Management mandate

For maximum peace of mind and depending on your investment profile, delegate your portfolio management to our specialists.

mandat de conseil
Managed by Piguet Galland

Advisory mandate

A personalised support and advice solution. You're the captain on board, and you make the investment decisions.

Which mandate is right for you?

Whether you're an investor with the time and inclination to look after your portfolio or you'd like to delegate the management of your investments, we have the ideal solution. With our personalised approach and proven expertise, we can offer you tailor-made support.

  • How much do you want to invest? You should invest at least 300,000 CHF.
  • How much time do you want to devote to managing your portfolio?
    • As much as possible As little as possible
  • Would you like to make your own investment decisions?
    • As much as possible As little as possible
Which mandate is right for you?

Our recommendation

  • Responsive transactional advice

    If you have investment ideas and a transactional approach, the Basic advisory mandate is for you.

    • On-demand contacts with your adviser
    • Access to the Bank's publications and our analysts' research
    • You give the instructions, and your adviser places your orders in the market.
    Learn more
  • Proactive portfolio monitoring

    Opt for the Smart advisory mandate if you want regular investment advice and proactive portfolio monitoring.

    • Regular contact and investment advice from your financial adviser
    • Access to all the Bank's publications and our analysts' research
    • Monitoring whether your investments are in line with your objectives
    • You give the instructions, and your adviser places your orders in the market.
    Learn more
  • Direct access to our team of investment specialists

     To you, Fibonacci, Elliott or Bollinger are more than just names from another era, and the terms HODL or short squeeze do not remind you of some form of barbaric practice. In that case, you are ready to move up a gear with our Advanced advisory mandate.

    • Access to all the Bank's publications and our analysts' research
    • Direct access to our specialists, service and intensity of tailored support from a dedicated investment adviser
    • Personalised, in-depth advice on investment, optimisation and risk management
    • An investment strategy, a broader scope and customised investment solutions

    Learn more
  • Replicate benchmark market perfomances

    The Index mandate is mainly investments in index funds, with asset allocation aligned with the Bank's investment strategy. The Index mandate allows investors to benefit from Piguet Galland's strategic views without being exposed to the favourable or unfavourable fluctuations of sectorial investments and individual securities.

    • Regular contact with your Wealth Advisor
    • Access to all the Bank's publications
    • Passive index-linked investment strategy
    • Transactions directly carried out by the investment team that manages your portfolio.
    Learn more
  • The expertise of Piguet Galland solutions

    The Confort management mandate is invested primarily in funds and certificates managed by Piguet Galland. This allocation ensures the best possible portfolio alignment with the Bank's strategic, tactical and sectoral views.

    • Regular contact with your Wealth Advisor
    • Access to all the Bank's publications
    • Exposure to long-term investment themes through in-house certificates and funds
    • Access to institutional classes of investment funds to benefit from reduced costs
    • Transactions are transmitted directly by the investment team that manages your portfolio.
    Learn more
  • The expertise of Piguet Galland solutions

    In Premium management mandates, our experts favour multi-asset class management. The primary portfolio allocation includes in-house funds and certificates, reinforced by third-party funds and direct investments in equities and bonds, carefully selected to reflect the Bank's predominant convictions.

    • Regular contact with your Wealth Advisor
    • Access to all the Bank's publications
    • A broader investment scope: exposure to long-term investment themes through in-house certificates and funds and investments in direct lines and funds from our recommended list
    • Access to institutional classes of investment funds to benefit from reduced costs
    • Possibility of integrating specific restrictions
    • Transactions are transmitted directly by the investment team that manages your portfolio.
    Learn more

Well-managed assets mean more opportunities to enjoy them.

residences

Real estate

  • What steps need to be taken to assess the value of inherited property?
  • How do you decide whether to keep, rent or sell an inherited property?
  • What strategies can be used to minimise inheritance tax on property?
abstract wave

Pension

  • What are the long-term investment options for growing your inheritance over the long term?
  • How can we put in place a risk management strategy to preserve the value of our heritage?
  • What types of insurance are best suited to securing your family's financial future?N
point in the sky

Taxes

  • What legal tax deferral strategies are available for inheritances?
  • How can you minimise tax liabilities while complying with current regulations?
  • What steps are involved in implementing effective tax planning regarding inheritance?

green bille

Philanthropy

  • How do you choose the philanthropic cause that best matches your family's values?
  • What are the options for creating an endowment fund or charitable foundation connected to your inheritance?
  • How can family members effectively participate in philanthropic initiatives to perpetuate the family legacy?

What's your life plan?

Whether it's for a business project or the "project of a lifetime," our advisers and experts are here to bring your idea to reality without the headaches and with complete peace of mind.

  • Choose my life project...
  • Portfolio management
  • Taxes
  • Legacy
  • Property project
  • Marriage and cohabitation
  • Divorce
  • My career and my pension
  • Retirement
  • Estate
  • Family
    • Wealth analysis

    • Taxes

    • Financial planning

    • Financing

    • Marriage counseling

    • Pension analysis

    • Estate planning

    • Wealth analysis

    • Financial planning

    • Management mandates

    • Advisory mandates

    • Tax advisory

    • Wealth analysis

    • Financial planning

    • Wealth analysis

    • Financial planning

    • Financing

    • Wealth analysis

    • Marriage counseling

    • Wealth analysis

    • Financial planning

    • Financial planning

    • Wealth analysis

    • Marriage counseling

    • Tax advisory

    • Wealth analysis

    • Financial planning

    • Pension analysis

    • Financial planning

    • Wealth analysis

    • Pension analysis

    • Estate planning

    • Wealth analysis

    • Financial planning

    • Wealth analysis

    • Financial planning

    • Estate planning

    • Pension analysis

    • Marriage counselling

Contact us

A unique blend

Thanks to our unique blend of business expertise, our financial advisers can help you achieve all your life goals.

Investment

Investment

From investment advice to delegated portfolio management, we are dedicated to safeguarding your capital and securing its growth by identifying investment solutions that align seamlessly with your values, goals, and the assurance of peace of mind.

Wealth & pension advice

Wealth & pension advice

Bring vitality and success to your life projects by comprehensively analyzing your assets and optimizing their structure.

Financing

Financing

We offer various financing solutions for all your real estate projects, such as mortgages and Lombard loans.

Academy

  • wealth_solutions Wealth solutions

    Build, grow, and preserve your wealth.

  • Pension_planning Pension planning

    All you need to know about pension planning for people and for businesses.

  • Financing Financing

    Financing options for your real estate project.

  • Investment Investment

    Resources to learn the fundamentals of investment or to specialize.

  • wealth_solutions Wealth solutions

    Build, grow, and preserve your wealth.

  • Pension_planning Pension planning

    All you need to know about pension planning for people and for businesses.

  • Financing Financing

    Financing options for your real estate project.

  • Investment Investment

    Resources to learn the fundamentals of investment or to specialize.

Slide 1
Slide 2
Slide 3
Slide 4