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Bringing your projects to reality

Mortgage loans

Have you always dreamed of having your own little piece of paradise or diving into real estate? A mortgage is your magic ticket to turning your dreams into reality!
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Borrow with confidence

Financing tailored to your situation, surprising flexibility and a team of experts to make your life easier.

Piguet Galland & vous.

A tailor-made solution to bring your projects to life

A mortgage is a long-term loan secured on a property you wish to acquire or own. It's a financial tool that allows you to fulfil your dream of becoming a homeowner or to finance property projects.

Fixed rate


  • Terms from 2 to 10 years
  • Stable interest rate
  • Your budget secure

Variable rate


  • Indefinite duration
  • to market interest rates
  • Flexibility

Saron


  • Daily interest rate movements
  • Rate transparency
  • Market volatility

Roll-over


  • 3-month, 6-month or 12-month term
  • Constant rate over the period
  • Indexed to the money market
  • Piguet Galland - abstract
    Piguet Galland - abstract
    Piguet Galland - abstract

    Benefits from getting a mortgage

    Although taking out a mortgage is a significant financial decision, it offers several advantages that make it an attractive option for you.

    • Accès à la propriété
      Access to property

      For many Swiss residents, a mortgage is essential to realising their dream of becoming a homeowner. It offers you a tangible opportunity to invest in a property without paying the entire cost upfront.

    • Taux d’intérêt attractifs
      Attractive interest rates

      Over the past 10 years, mortgage interest rates in Switzerland have been generally low, which has made it possible to benefit from advantageous financing conditions. Competitive interest rates translate into significant savings on the total cost of credit.

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      Fixed and variable rate options

      You can choose between fixed-rate and variable-rate mortgages. Fixed-rate mortgages guarantee constant monthly payments over the loan term, while variable-rate mortgages may offer lower interest rates initially, but which may vary according to market conditions.

    • Property 1=Conseil patrimonial
      Long repayment terms

      Mortgages generally extend over many years. They are renewed until the debt is repaid in full, which can be several decades.

    •  Expertise and confidentiality
      Expertise et confidentialité

      Our financing solutions specialists will accompany you. We also preserve your financial data's privacy and security. Your trust is paramount, and we're committed to providing a professional and discreet service throughout the process.

Finance your project

A mortgage to finance your property project

Whether you're a first-time buyer or an experienced homeowner, we'll support you throughout your mortgage process. Take advantage of flexible financing tailored to your needs and an attractive interest rate to make your project a reality.

  • Résidence  principale

    Main residence

    Your main residence is much more than just a place to live. It is the family nest, synonymous with security and stability. Our team of experts is by your side to approach the matter in a holistic manner, from analyzing the structure of your financing to the financial and tax implications of this acquisition.

  • Résidence secondaire

    Second home

    Are you more of a beach or mountain person? And what if now is the right time to fulfill that dream? Whether you want to explore the slopes or treat yourself to a piece of paradise by the lakeside, choose the mortgage that will make your dreams come true.

  • Immobilier de rendement

    Yield property

    We understand the importance of rental properties in generating a stable long-term income. Our personalized financing solutions help you make the most of your real estate investments.

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Energy renovation

Optimize your property while contributing to the preservation of the environment. Together, let's embrace a life more respectful of the environment.

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Accompanying you

Our financing experts

Lombard loans and mortgages are different financing solutions tailored to your specific needs. The best option for you will depend on your financial objectives, asset situation, and ability to repay the loan. Our financing solutions experts will assess the solution that best suits your situation, objectives and needs.

Prêt à sauter le pas ?

Ready to take the plunge?

If you have any further questions or would like more information on mortgages, please do not hesitate to contact our dedicated team, who will be delighted to help you.

Frequently asked questions

Learn more about our mortgages.

A unique combination

Thanks to the unique alliance of our professional expertise, our financial advisors support you in carrying out all your life projects

Investment

Investment

From investment advice to delegated portfolio management, we are dedicated to safeguarding your capital and securing its growth by identifying investment solutions that align seamlessly with your values, goals, and the assurance of peace of mind.

Wealth & pension advice

Wealth & pension advice

Bring vitality and success to your life projects by comprehensively analyzing your assets and optimizing their structure.

Financing

Financing

We offer various financing solutions for all your real estate projects, such as mortgages and Lombard loans.

Academy

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