Bringing your projects to reality
Mortgage loans
Borrow with confidence
Financing tailored to your situation, surprising flexibility and a team of experts to make your life easier.
A tailor-made solution to bring your projects to life
A mortgage is a long-term loan secured on a property you wish to acquire or own. It's a financial tool that allows you to fulfil your dream of becoming a homeowner or to finance property projects.
Fixed rate
- Terms from 2 to 10 years
- Stable interest rate
- Your budget secure
Variable rate
- Indefinite duration
- to market interest rates
- Flexibility
Saron
- Daily interest rate movements
- Rate transparency
- Market volatility
Roll-over
- 3-month, 6-month or 12-month term
- Constant rate over the period
- Indexed to the money market
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Benefits from getting a mortgage
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For many Swiss residents, a mortgage is essential to realising their dream of becoming a homeowner. It offers you a tangible opportunity to invest in a property without paying the entire cost upfront.
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Over the past 10 years, mortgage interest rates in Switzerland have been generally low, which has made it possible to benefit from advantageous financing conditions. Competitive interest rates translate into significant savings on the total cost of credit.
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You can choose between fixed-rate and variable-rate mortgages. Fixed-rate mortgages guarantee constant monthly payments over the loan term, while variable-rate mortgages may offer lower interest rates initially, but which may vary according to market conditions.
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Mortgages generally extend over many years. They are renewed until the debt is repaid in full, which can be several decades.
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Our financing solutions specialists will accompany you. We also preserve your financial data's privacy and security. Your trust is paramount, and we're committed to providing a professional and discreet service throughout the process.
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A mortgage to finance your property project
Whether you're a first-time buyer or an experienced homeowner, we'll support you throughout your mortgage process. Take advantage of flexible financing tailored to your needs and an attractive interest rate to make your project a reality.
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Main residence
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Second home
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Yield property
Our financing experts
Lombard loans and mortgages are different financing solutions tailored to your specific needs. The best option for you will depend on your financial objectives, asset situation, and ability to repay the loan. Our financing solutions experts will assess the solution that best suits your situation, objectives and needs.
Ready to take the plunge?
If you have any further questions or would like more information on mortgages, please do not hesitate to contact our dedicated team, who will be delighted to help you.
Learn more about our mortgages.
Thanks to the unique alliance of our professional expertise, our financial advisors support you in carrying out all your life projects
Webinars & events
Webinars & events
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Webinar
Strategy & market update, 4th quarter 2024
Webinar replayStrategy & market update, 3rd quarter 2024
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Webinar replay
Finance your cash requirements intelligently
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Webinar replay
Investment: Our convictions for the 2nd quarter of 2024
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