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Marriage and cohabitation

Life as a couple

Our experts can assist you in planning a prosperous future together, ensuring that financial matters don't disrupt the harmony of your relationship.
header la vie a deux
header la vie a deux
header la vie a deux
header la vie a deux

Are you embarking on a new chapter in your life?

The big day has arrived, ushering in a thrilling new journey. But beyond the emotional euphoria, it's crucial to address a pivotal query: how will you navigate the practical facets of your shared life? Whether you opt for marriage or cohabitation without legal ties, a fresh chapter unfolds before you. This new phase inevitably introduces essential questions: How will you handle your joint finances? What shared aspirations do you hold for the future? How can you ensure financial stability for both of you?"

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Matrimonial advice

Matrimonial advice focuses on aligning all aspects of marriage or cohabitation with the couple's desires and values.

Dividing assets

Marriage vs. cohabitation, understanding the financial differences

Marriage and cohabitation both have different financial implications. In marriage, your assets and finances are typically viewed as joint, while they generally remain legally distinct in cohabitation. So, which partnership is right for you?

To get married or not to get married?

The choice of marrying or coliving has direct implications for your assets. Marriage often creates closer legal and financial ties between partners, while cohabitation can mean a clearer separation of finances. This decision can influence the management of your assets, debts, and inheritance tax.

Matrimonial property regime

The matrimonial property regime you choose determines how your assets will be divided in the event of divorce or death. Whether you opt for total separation of property or community of property, each choice has consequences for your estate. We can help you explore these implications so that you can make decisions that meet your objectives.

Managing assets as a couple

Managing assets between life partners is crucial to financial stability. Effective financial planning allows you to manage your finances jointly, save for future projects and deal with the unexpected. This can contribute to your overall financial security.

Succession

How your assets are passed on to your nearest and dearest differs considerably depending on whether you are married or coliving. In the event of death, marriage generally offers stronger protection for the surviving spouse and children, while cohabitation can give rise to legal challenges. We can work with you to ensure your family's financial security.

Property 1=Conseil patrimonial

Financial planning

Financial planning aims to devise a comprehensive strategy for efficiently managing your financial resources, attaining your long-term financial goals, and securing your financial future.

A holistic approach

3 levers to optimise your assets

To bring your assets into harmony with your plans, we use 3 main levers of optimisation.

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    Pension

    Fill pension gaps to save on taxes.

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    Loans

    Calculate your optimum level of debt to reduce your taxes.

  • Property 1=Growth

    Taxes

    Define your marginal tax rate to plan your strategy.

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A personalised wealth assessment will help you optimise your tax situation

  • 01.

    01.

    Determine how taxes impact your budget.

  • 02.

    02.

    Analyse the structure of your savings and investments.

  • 03.

    03.

    Identify all the levers you can use to take control of your taxes.

  • 04.

    04.

    Get personalised recommendations to reduce your taxes.

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Wealth assessment

A wealth assessment gives you a better understanding of your assets to make informed decisions to achieve your goals.

What's your life plan?

Whether it's for a business project or the "project of a lifetime," our advisers and experts are here to bring your idea to reality without the headaches and with complete peace of mind.

  • Choose my life project...
  • Portfolio management
  • Taxes
  • Legacy
  • Property project
  • Marriage and cohabitation
  • Divorce
  • My career and my pension
  • Retirement
  • Estate
  • Family
    • Wealth analysis

    • Taxes

    • Financial planning

    • Financing

    • Marriage counseling

    • Pension analysis

    • Estate planning

    • Wealth analysis

    • Financial planning

    • Management mandates

    • Advisory mandates

    • Tax advisory

    • Wealth analysis

    • Financial planning

    • Wealth analysis

    • Financial planning

    • Financing

    • Wealth analysis

    • Marriage counseling

    • Wealth analysis

    • Financial planning

    • Financial planning

    • Wealth analysis

    • Marriage counseling

    • Tax advisory

    • Wealth analysis

    • Financial planning

    • Pension analysis

    • Financial planning

    • Wealth analysis

    • Pension analysis

    • Estate planning

    • Wealth analysis

    • Financial planning

    • Wealth analysis

    • Financial planning

    • Estate planning

    • Pension analysis

    • Marriage counselling

Contact us

A unique blend

Thanks to our unique blend of business expertise, our financial advisers can help you achieve all your life goals.

Investment

Investment

From investment advice to delegated portfolio management, we are dedicated to safeguarding your capital and securing its growth by identifying investment solutions that align seamlessly with your values, goals, and the assurance of peace of mind.

Wealth & pension advice

Wealth & pension advice

Bring vitality and success to your life projects by comprehensively analyzing your assets and optimizing their structure.

Financing

Financing

We offer various financing solutions for all your real estate projects, such as mortgages and Lombard loans.

Academy

  • wealth_solutions Wealth solutions

    Build, grow, and preserve your wealth.

  • Pension_planning Pension planning

    All you need to know about pension planning for people and for businesses.

  • Financing Financing

    Financing options for your real estate project.

  • Investment Investment

    Resources to learn the fundamentals of investment or to specialize.

  • wealth_solutions Wealth solutions

    Build, grow, and preserve your wealth.

  • Pension_planning Pension planning

    All you need to know about pension planning for people and for businesses.

  • Financing Financing

    Financing options for your real estate project.

  • Investment Investment

    Resources to learn the fundamentals of investment or to specialize.

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