Business succession

  • Planning out an often complex deal down to the last detail.
  • Adapting your revenue structure to minimise taxes.
  • Optimising your business’s cash flows as retirement approaches.
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As a business owner, you seek to create value through recurring revenues and, eventually, by selling your company for a profit. This final act, which is the capstone of a long and successful career, is also a complex undertaking that must be planned far in advance. Our experts will ensure that nothing has been overlooked and see to it that the sale – which could boost your wealth significantly – goes smoothly.

We are your partner from day one

There are a large number of variables and question marks when it comes to selling your business. Our experts will provide the support you need, calling on outside partners as needed. You will require help throughout this process in such areas as taxes, pensions, property law, commercial law and contract law. And we will be by your side every step of the way.

You can continue paying into most occupational pension funds up to five years after reaching retirement age.
In Switzerland, capital gains on sales of shares – including those held in a limited liability company (Sàrl) or a corporation (SA) – are generally not taxed.
According to a study of the European market, medium-sized companies (worth between 15 and 500 million euros) are sold for an average of eight times average EBITDA.

Case study

One of our longstanding clients was 61 years old when he decided to make a major life change. But first he had to sell his pharmaceutical lab. The company was flush with cash that it did not need for operating purposes. With the help of our top experts, he was able to quickly turn that money into salary-based income, which he then used to make tax-deductible pension contributions to fill in gaps from past years. This increased his pension savings capital for the day when he would eventually retire.


Negotiating the right deal

It’s not always easy to entrust someone else with the future of a company that you built yourself. Selling your company therefore takes on an emotional dimension, but you must not let that cloud your judgement during the negotiations.

Following through

Selling your company is not the end of the game. It’s an opportunity to branch out in new directions, such as making private equity investments or engaging in philanthropic endeavours.

Using the proceeds

When you sell your company, you must never lose sight of the fact that it is an asset. Together, we will focus on minimising taxes and maximising the cash flows that will add to your retirement savings or allow you to take on new projects.

Pension planning

Business owners sometimes view pensions as another payroll expense, like social security. In reality, because pension fund contributions are tax-deductible, they are a powerful mechanism for reducing your tax bill.

Here’s how we can help you to achieve your life goals

We will sit down with you and analyse your wealth situation: your finances, your current needs and your life goals. We will then come up with a comprehensive solution aimed at optimising your financial and tax situation.

Piguet Galland
private bankers since 1856

Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.

piguet-galland-private-bank-Best HNW-Team-Swiss-Domestic-Clients-wealth-briefing-award-meilleure-banque-privee

Piguet Galland appraised for the quality of its services for Swiss clients at the 2023 WealthBriefing Swiss Awards


"Best Swiss Private Bank 2022" by International Banker and "Best Fund" in its category for "Piguet Fund - Pondéré CHF" by the Refinitiv Lipper Fund Awards


"Best Swiss Private Bank 2021" by the magazine International Banker

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Creation of the wealth balance sheet for our private clients

Perspectives economiques

Launch of our new range of mandates

Global business investment growth. Wealth concept. Gold sand running through the shape of modern hourglass with world globe crystal glass and US dollar coins on purple reflective table.

Mega-Trend: first thematic equity certificate

Happy Hopeful Woman Looking at the Sunset by the Sea

Evolution of our pension solutions


Implementation of the global asset management approach

Others life goals

Life goal
Starting your own business

Starting your own business

Creating and growing a successful company takes more than just a great idea. You will also be responsible for the legal, tax and administrative burden of your start-up.

Find out more
Life goal
Optimising the financial aspects of your company

Optimising the financial aspects of your company

Our experts can help your company to achieve its full potential. Working together with outside experts as necessary, they will help you to set up the right financial structure and optimise its tax situation.

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Life goal
Keeping up your standard of living during retirement

Keeping up your standard of living during retirement

We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.

Find out more

The Piguet Galland & Cie SA website (the "Site") describes the activities of Piguet Galland & Cie SA in Switzerland. Piguet Galland & Cie SA does not offer its services outside of Switzerland, and the Site is meant solely for individuals and legal entities domiciled in Switzerland, along with existing clients of Piguet Galland & Cie SA.

Personal informations
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