For the greater good of your wealth
We offer short-, medium- and long-term mortgage loans secured against a primary or secondary residence in Switzerland. As part of our 360° approach to managing your wealth, we also offer lending solutions for the purchase of residential rental properties. We will sit down with you to determine the best financing solution in view of the various financial and tax impacts that the purchase of a property will have on the structure of your wealth.
Keeping the right balance
Together, we will go through all of the many factors that need to be carefully considered. Is an all-cash transaction the right choice? Or would a mortgage loan be more appropriate? We can help you sort through the various options and complexities, making sure that nothing has been overlooked and that you have planned for every eventuality. We want to make sure that the option you choose is perfectly aligned with your overall wealth management strategy. It is essential, for example, that your loans do not prevent your capital from growing and that you will be able to maintain the same quality of life once you retire. Property investments can be risky for the lender and the borrower alike. Changes in interest rates or a property market downturn can both have adverse effects. And things can go very wrong if the total financing costs were underestimated. That’s why our experts are on hand to conduct a thorough analysis of the property in question and ensure that the amount of your loans and the related expenses do not exceed your borrowing capacity over the long term.
A range of options
We offer fixed-rate, variable-rate and indexed mortgage loans with various terms. This means we can tailor our financing to your needs, while at the same time taking into account the overall economic context in accordance with the views of our investment management committee. In addition to managing interest-rate risk, we offer sophisticated solutions for maximising your investment and a number of ways to reduce your tax bills.
Find out more about what we have to offer you
To go deeper
Les investisseurs sont de plus en plus nombreux à reconnaître la valeur des critères de responsabilité sociale d’une entreprise. Il est donc essentiel de pouvoir leur présenter une offre de qualité qui intègre une réflexion éthique. Notre certificat HELV-ETHIC s’inscrit dans cet esprit.
Un prix qui a pour objectif de prouver que développement durable et design peuvent faire bon ménage.
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