Bringing your projects to reality
Mortgage loans
Borrow with confidence
Financing tailored to your situation, surprising flexibility and a team of experts to make your life easier.
A tailor-made solution to bring your projects to life
A mortgage is a long-term loan secured on a property you wish to acquire or own. It's a financial tool that allows you to fulfil your dream of becoming a homeowner or to finance property projects.
Fixed rate
- Terms from 2 to 10 years
- Stable interest rate
- Your budget secure
Variable rate
- Indefinite duration
- to market interest rates
- Flexibility
Saron
- Daily interest rate movements
- Rate transparency
- Market volatility
Roll-over
- 3-month term (automatically renewable for an identical period)
- Constant rate over the period
- Indexed to the money market
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Benefits from getting a mortgage
Although taking out a mortgage is a significant financial decision, it offers several advantages that make it an attractive option for you.
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Access to property
For many Swiss residents, a mortgage is essential to realising their dream of becoming a homeowner. It offers you a tangible opportunity to invest in a property without paying the entire cost upfront.
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Attractive interest rates
Over the past 10 years, mortgage interest rates in Switzerland have been generally low, which has made it possible to benefit from advantageous financing conditions. Competitive interest rates translate into significant savings on the total cost of credit.
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Fixed and variable rate options
You can choose between fixed-rate and variable-rate mortgages. Fixed-rate mortgages guarantee constant monthly payments over the loan term, while variable-rate mortgages may offer lower interest rates initially, but which may vary according to market conditions.
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Long repayment terms
Mortgages generally extend over many years. They are renewed until the debt is repaid in full, which can be several decades.
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Expertise and confidentiality
Our financing solutions specialists will accompany you. We also preserve your financial data's privacy and security. Your trust is paramount, and we're committed to providing a professional and discreet service throughout the process.
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A mortgage to finance your property project
Whether you're a first-time buyer or an experienced homeowner, we'll support you throughout your mortgage process. Take advantage of flexible financing tailored to your needs and an attractive interest rate to make your project a reality.
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Main residence
Your main residence is much more than just a place to live. It is the family nest, synonymous with security and stability. Our team of experts is by your side to approach the matter in a holistic manner, from analyzing the structure of your financing to the financial and tax implications of this acquisition.
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Second home
Are you more of a beach or mountain person? And what if now is the right time to fulfill that dream? Whether you want to explore the slopes or treat yourself to a piece of paradise by the lakeside, choose the mortgage that will make your dreams come true.
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Yield property
We understand the importance of rental properties in generating a stable long-term income. Our personalized financing solutions help you make the most of your real estate investments.
Energy renovation
Optimize your property while contributing to the preservation of the environment. Together, let's embrace a life more respectful of the environment.
Our financing experts
Lombard loans and mortgages are different financing solutions tailored to your specific needs. The best option for you will depend on your financial objectives, asset situation, and ability to repay the loan. Our financing solutions experts will assess the solution that best suits your situation, objectives and needs.
Ready to take the plunge?
If you have any further questions or would like more information on mortgages, please do not hesitate to contact our dedicated team, who will be delighted to help you.
Learn more about our mortgages.
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