Estate planning

  • Making the most of the options provided by Swiss law,
  • Maintaining your spouse’s lifestyle after your death,
  • Safeguarding the wealth that you carefully built up for future generations.
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Your wealth strategy must be designed to grow your assets. But the structure of your wealth is important too, as this will affect how you pass it along to future generations. Our specialists know the ins and outs of Swiss law in the area of estate planning. We are also adept at handling highly complex situations – even in cases of disagreement within the family. Working with you, they will come up with an arrangement that will allow you to pass along your property to the individuals or legal entities of your choosing.

We help you to achieve peace of mind

Property transfer taxes, the disposable and reserved portions of an estate, estate inventory… the legal and tax aspects of inheritance law are highly complex. They get even more convoluted when the estate involves people or property in other countries. Our experts are well versed in all these fields. They will work together to develop a comprehensive approach to your particular situation. You can rest assured that you are in excellent hands.

15KMIA
This is the dollar value – roughly equivalent to the United States’ annual GDP – that will be inherited around the world between now and 2045.
9'999
Residents of Vaud Canton can give gifts of up to 9,999 Swiss francs, tax-free, to as many people as they want.
0%
Spouses and relatives who are direct heirs have been exempt from gift and inheritance tax in most Swiss cantons since 2004.

Case study

One of our clients wants to be sure his partner, with whom he shares his life, will be able to maintain her lifestyle in the event of his death. Our specialists advised him to take advantage of new options offered under Swiss pension law. Starting several years ago, your life partner can receive some of your pension savings. While Swiss national insurance coverage (AVS) does not pay out to life partners, occupational pension plans often do. And when it comes to restricted personal retirement products, the main beneficiary can be the person with whom the policyholder shared their life for at least five years up to their death. Here again, planning is the key to peace of mind.

Etre serein de transmettre son patrimoine à ses proches.

Keeping watch

The tax component of estate planning is paramount, in particular if different countries are involved. For example, in 2015, France changed its laws so that it can now tax a French resident who receives an inheritance from a Swiss resident.

Portfolio adjustments

Depending on where your heirs live, it may make sense to rethink the composition of your securities portfolio to make it more tax efficient.

Making it last

Under some circumstances, setting up a joint inheritance can help to ensure that the wealth you have built up remains intact and within the family.

Charities and foundations

For the philanthropically minded, one way of ensuring your heirs continue to uphold the values you hold dear is to create a foundation with your estate.

Here’s how we can help you to achieve your life goals

We will sit down with you and analyse your wealth situation: your finances, your current needs and your life goals. We will then come up with a comprehensive solution aimed at optimising your financial and tax situation.

Deepen

Piguet Galland
private bankers since 1856

Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.

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Our teams move to our new Pléiades building in Geneva.

261015-piguet

BCV Group buys Banque Franck, Galland & Cie SA.

JCPerez.ch-Juan_Cris_Perez-Banque_Franck_Galland-2

Banque Franck acquires Banque Galland in Lausanne and becomes Franck, Galland & Cie SA.

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Banque Cantonale Vaudoise takes a majority stake in Banque Piguet & Cie, which is then incorporated.

Mobilier conçu dans les années 30 et dessiné par Franck Lloyd Wright

Alain Franck fonde la Banque Franck à Genève.

Banque Galland

Alfred Galland founds Galland & Landis in Lausanne.

Banque Piguet

Alfred Piguet marries Louis Michod's daughter, and Banque Michod becomes Banque Alfred Piguet & Cie.

Piguet_1

Banque Michod, the first private bank in Yverdon-les-Bains, is founded.

Others life goals

Life goal
Safeguarding your children’s future

Safeguarding your children’s future

As you consider what you and your family want to achieve in life, one of your main concerns will be making sure your children get off to a good start. We have unparalleled advisory expertise in this area.

Find out more
Life goal
Business succession

Business succession

As a business owner, you seek to create value through recurring revenues and, eventually, by selling your company for a profit.

Find out more
Life goal
Keeping up your standard of living during retirement

Keeping up your standard of living during retirement

We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.

Find out more
Legal

Ce site contient des informations relatives à un grand nombre de fonds de placement enregistrés et gérés dans différentes juridictions. Les informations de ce site web ne sont pas destinées aux personnes relevant de juridictions dans lesquelles (en raison de la nationalité des personnes, de leur lieu de résidence ou pour toute autre raison) la diffusion ou l’accès à ce site est interdit. Les personnes soumises à de telles restrictions locales ne doivent pas accéder à ce site web.
Les informations publiées sur ce site ne constituent ni une sollicitation ni une offre, ni une recommandation d’achat ou vente ou de toute autre transaction sur des instruments de placement.

Même si ce site reprend une large sélection de fonds à disposition, il n’englobe pas tous les fonds actuellement disponibles sur le marché. Dès lors, il peut exister des fonds correspondant mieux aux besoins de placement de l’utilisateur, mais qui ne figurent pas sur ce site. L’utilisateur doit être conscient du fait que les prix des parts de fonds de placement peuvent fluctuer vers le haut et vers le bas. En conséquence, la performance passée n’est pas une garantie de la performance future. Par ailleurs, les placements en devises différentes sont sujets aux fluctuations des taux de change.
Avant d’effectuer tout investissement dans un placement collectif, l’utilisateur doit lire impérativement et attentivement les prospectus de vente et les informations clés pour l'investisseur (KIID). Les prospectus et KIIDs des fonds sur ce site sont disponibles sur ce site, mais peuvent également être demandés gratuitement, auprès de Piguet Galland & Cie SA ou de la direction de fonds. L’utilisateur s’engage à lire les clauses de non-responsabilité relative à chaque fonds avant d’effectuer un placement.

Les membres du conseil d’administration ou les collaborateurs de Piguet Galland & Cie SA peuvent détenir ou avoir détenu des participations ou des positions dans les fonds considérés ou peuvent être actifs ou avoir été actifs en tant que teneurs de marché pour ces titres. Par ailleurs, les membres du conseil d’administration ou les collaborateurs de Piguet Galland & Cie SA peuvent entretenir ou avoir entretenu des relations avec les sociétés concernées, peuvent offrir ou avoir offert des services de financement d’entreprise ou autres à ces sociétés ou peuvent siéger ou avoir siégé dans leur comité directeur.
Veuillez préalablement prendre connaissance des Conditions d'Utilisation du Site.

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Personal informations
Nos services n'étant disponibles qu'aux résidents suisses, le choix du pays de domicile n'est pas disponible.
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