We draw on our expertise in international financial, tax and administrative matters in order to design an optimal solution for managing your finances and growing your wealth regardless of where you live. To take but one example, we will factor local tax law into your investment and financial planning choices, to ensure you’re happy with the results down the line.
We are your trusted partner
More than 750,000 Swiss people live in another country, and over two million foreigners call Switzerland home. If your aim is to move out of Switzerland – or to move here, for personal or professional reasons – we will help you navigate the onerous process of changing your residence from one country to another. We can also provide much-needed support in optimising your financial situation in your new country. This may include helping you purchase a primary residence, join a pension fund or secure tax-free status for part of your income.
A high-level executive at a multinational company was transferred to Switzerland and came to us for assistance. We focused on his occupational and private pension policies. Looking at his situation from a medium-term perspective, we started with the fact that people are not always able to take all their company pension assets with them if they eventually leave Switzerland. They cannot be touched until five years before the retirement age stipulated in social-security law. The same is not true for private-pension assets, which can be fully cashed out if the policyholder moves out of Switzerland. This information made the executive’s arrival in Switzerland even easier.
If you have lived in different countries, you may end up having assets in each of them, and the tax treatment will vary when it comes to estate planning.
In Switzerland, capital gains are not taxed – one more reason for entrepreneurs to move their company here. This exemption applies to capital gains on the sale of shares held in limited liability companies (Sàrl) and corporations (SA).
Insurance for Swiss expatriates
Depending on their country of residence, Swiss people living abroad may benefit from taking out a life insurance policy with a Luxembourg-based insurer. Such policies may offer advantages in terms of taxes, estate planning and capital protection.
Swiss tax system
The Swiss tax system offers a number of advantages but also has its own complexities, ranging from the type of permit you hold to canton-specific tax rules. We know this system like the back of our hand, and we can help you to minimize your tax bill.
Here’s how we can help you to achieve your life goals
La banque Piguet Galland s'est engagée aux côtés de Raizers, la plateforme européenne d'investissement en ligne, pour soutenir les entreprises et start-up en recherche de financement.
L'ECAL de Lausanne, Les Thermes de Vals, Le KKL de Lucerne, La Banque Piguet Galland à Genève, Le Design Basel/Miami, Le Mudac à Lausanne
Les investisseurs sont de plus en plus nombreux à reconnaître la valeur des critères de responsabilité sociale d’une entreprise. Il est donc essentiel de pouvoir leur présenter une offre de qualité qui intègre une réflexion éthique. Notre certificat HELV-ETHIC s’inscrit dans cet esprit.
private bankers since 1856
Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.
Others life goals
Buying a home or expanding your property portfolio
Is an all-cash transaction the right choice? Or would a mortgage loan be more appropriate? Together, we will go through all of the many factors that need to be carefully considered and help you sort through the various options and the complexitiesFind out more
Keeping up your standard of living during retirement
We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.Find out more
Optimising the financial aspects of your company
Our experts can help your company to achieve its full potential. Working together with outside experts as necessary, they will help you to set up the right financial structure and optimise its tax situation.Find out more