Our experts can help your company to achieve its full potential. Working together with outside experts as necessary, they will help you to set up the right financial structure and optimise its tax situation. One of the ways of doing this is through pension plans, which offer a number of advantages. If done properly, both occupational and personal pension plans can provide a significant boost to your company’s accounts and your own finances.
We are your trusted partner
Our task is to provide you with the support you need in optimising your company’s finances, and yours too. Since this is probably not your area of expertise, you may not give it your full attention. Occupational pension funds offer a variety of tax advantages and can help you build up your wealth. And knowing that your wealth is properly managed, you can work confidently towards retirement.
Our client changed the legal structure of her communications agency from a sole proprietorship to a limited liability company (Sàrl). By changing her company name in time, she was able to avoid being taxed on the capital gain when she eventually sells it. With the new company name, she will be able to increase her retirement savings by more than 600,000 Swiss francs. The future looks bright for this entrepreneur.
There are a number of financial and tax-related incentives you can use to reward the employees you really count on.
In some cases it may make sense to pay dividends. But salary-related compensation, with its tax advantages, should be your starting point.
The pension plan you set up for your employees can take account of varying levels of salary and seniority
Sole proprietorships enjoy several tax advantages following the latest corporate tax reform. But capital gains realised on the sale of a sole proprietorship are not tax-exempt. They are considered personal income and taxed as such. The owner must also make social security payments on that income. This is not true of capital gains on the sale of shares in a limited liability company (Sàrl) or a corporation (SA).
Here’s how we can help you to achieve your life goals
Follow our advice to optimise your wealth and save on your taxes.
Au delà du choc qu'il peut procurer, un licenciement soulève des questions complexes. Il existe quelques options permettant, en période de chômage, de réduire certains coûts.
La dissolution du régime matrimonal affecte forcément le patrimoine des conjoints et nous essayons aussi d’anticiper ce genre d’évènements, en veillant par exemple à limiter la fiscalité induite par le partage des biens. Quand les performances des marchés sont moindres, nous continuons à exploiter toutes les opportunités que peut contenir les différents régimes de prévoyance.
private bankers since 1856
Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.
Others life goals
As a business owner, you seek to create value through recurring revenues and, eventually, by selling your company for a profit.Find out more
Keeping up your standard of living during retirement
We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.Find out more
Moving to Switzerland or another country
We draw on our expertise in international financial, tax and administrative matters in order to design an optimal solution for managing your finances and growing your wealth regardless of where you live.Find out more