Ideally, you will build up your wealth progressively throughout your life. Depending on your professional and family circumstances, your wealth will be affected by different milestones that may be unrelated to your time horizon and life goals. To ensure you are able to make the most of your wealth, we provide a number of customised and flexible solutions that will help you achieve your goals.
We help you choose the best way to build your shared wealth
Our in-depth knowledge of the financial, legal and practical implications of the various marriage arrangements available under Swiss law means we can guide you through the choices you’ll be making – and ensure you make the best ones as you prepare to build your wealth together.
One of our clients, who was getting married for the second time, asked us to help him prepare his marriage contract. He had two requirements. If he predeceased his second wife, he wanted to ensure she could maintain her standard of living and remain in their home. He also wanted to be sure that his two children from his first marriage were properly looked after. We prepared the clauses concerning his wife and children in accordance with his wishes. Piguet Galland and you – stronger together.
Your spouse’s children
If you helped raise children from your spouse’s previous marriage and wish to ensure they enjoy inheritance rights, there are some circumstances under which it may make sense to adopt them.
All couples must plan for the financial security of the surviving spouse. The legal protections under marriage law continue to be the best solution.
Assessing your finances
Your financial situation is constantly changing over time. This means that you should periodically assess your wealth strategy and tweak it whenever necessary.
Just as there is a time to build up your wealth, there is a time to plan how to pass it along. Deciding how to hand down your assets to the next generation is central to any wealth strategy.
6 astuces pour penser votre prévoyance autrement. Avec nos conseils, optimisez votre patrimoine et économisez des impôts.
La dissolution du régime matrimonal affecte forcément le patrimoine des conjoints et nous essayons aussi d’anticiper ce genre d’évènements, en veillant par exemple à limiter la fiscalité induite par le partage des biens. Quand les performances des marchés sont moindres, nous continuons à exploiter toutes les opportunités que peut contenir les différents régimes de prévoyance.
Les investisseurs sont de plus en plus nombreux à reconnaître la valeur des critères de responsabilité sociale d’une entreprise. Il est donc essentiel de pouvoir leur présenter une offre de qualité qui intègre une réflexion éthique. Notre certificat HELV-ETHIC s’inscrit dans cet esprit.
private bankers since 1856
Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.
Others life goals
Safeguarding your children’s future
As you consider what you and your family want to achieve in life, one of your main concerns will be making sure your children get off to a good start. We have unparalleled advisory expertise in this area.Find out more
Buying a home or expanding your property portfolio
Is an all-cash transaction the right choice? Or would a mortgage loan be more appropriate? Together, we will go through all of the many factors that need to be carefully considered and help you sort through the various options and the complexitiesFind out more
Keeping up your standard of living during retirement
We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.Find out more