Orchestrating your finances – as a duet

  • Ensuring maximum financial security for each spouse over time,
  • Mapping out how to grow and use your assets in the long term,
  • Defining the best financing strategy for buying your primary residence.

Ideally, you will build up your wealth progressively throughout your life. Depending on your professional and family circumstances, your wealth will be affected by different milestones that may be unrelated to your time horizon and life goals. To ensure you are able to make the most of your wealth, we provide a number of customised and flexible solutions that will help you achieve your goals.

We help you choose the best way to build your shared wealth

Our in-depth knowledge of the financial, legal and practical implications of the various marriage arrangements available under Swiss law means we can guide you through the choices you’ll be making – and ensure you make the best ones as you prepare to build your wealth together.

According to Global Wealth Report, Swiss people have net financial wealth of 176,000 Swiss francs on average.
A survey by The Boston Consulting Group showed that 456,000 households in Switzerland have more than one million Swiss francs in financial assets (bank accounts, investments and pension savings).
According to the Swiss Federal Statistical Office, property investments account for 44.2% of Swiss people’s assets.

Case study

One of our clients, who was getting married for the second time, asked us to help him prepare his marriage contract. He had two requirements. If he predeceased his second wife, he wanted to ensure she could maintain her standard of living and remain in their home. He also wanted to be sure that his two children from his first marriage were properly looked after. We prepared the clauses concerning his wife and children in accordance with his wishes. Piguet Galland and you – stronger together.


Your spouse’s children

If you helped raise children from your spouse’s previous marriage and wish to ensure they enjoy inheritance rights, there are some circumstances under which it may make sense to adopt them.

Surviving spouse

All couples must plan for the financial security of the surviving spouse. The legal protections under marriage law continue to be the best solution.

Assessing your finances

Your financial situation is constantly changing over time. This means that you should periodically assess your wealth strategy and tweak it whenever necessary.

Estate planning

Just as there is a time to build up your wealth, there is a time to plan how to pass it along. Deciding how to hand down your assets to the next generation is central to any wealth strategy.

Here’s how we can help you to achieve your life goals

We will sit down with you and analyse your finances, your current needs and your life goals. We will then come up with a comprehensive solution aimed at optimising your financial and tax situation.


Piguet Galland
private bankers since 1856

Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.


Our teams move to our new Pléiades building in Geneva.


BCV Group buys Banque Franck, Galland & Cie SA.


Banque Franck acquires Banque Galland in Lausanne and becomes Franck, Galland & Cie SA.


Banque Cantonale Vaudoise takes a majority stake in Banque Piguet & Cie, which is then incorporated.

Mobilier conçu dans les années 30 et dessiné par Franck Lloyd Wright

Alain Franck fonde la Banque Franck à Genève.

Banque Galland

Alfred Galland founds Galland & Landis in Lausanne.

Banque Piguet

Alfred Piguet marries Louis Michod's daughter, and Banque Michod becomes Banque Alfred Piguet & Cie.


Banque Michod, the first private bank in Yverdon-les-Bains, is founded.

Others life goals

Life goal
Safeguarding your children’s future

Safeguarding your children’s future

As you consider what you and your family want to achieve in life, one of your main concerns will be making sure your children get off to a good start. We have unparalleled advisory expertise in this area.

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Life goal
Buying a home or expanding your property portfolio

Buying a home or expanding your property portfolio

Is an all-cash transaction the right choice? Or would a mortgage loan be more appropriate? Together, we will go through all of the many factors that need to be carefully considered and help you sort through the various options and the complexities

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Life goal
Keeping up your standard of living during retirement

Keeping up your standard of living during retirement

We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.

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