Orchestrating your finances – as a duet

  • Ensuring maximum financial security for each spouse over time,
  • Mapping out how to grow and use your assets in the long term,
  • Defining the best financing strategy for buying your primary residence.
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Ideally, you will build up your wealth progressively throughout your life. Depending on your professional and family circumstances, your wealth will be affected by different milestones that may be unrelated to your time horizon and life goals. To ensure you are able to make the most of your wealth, we provide a number of customised and flexible solutions that will help you achieve your goals.

We help you choose the best way to build your shared wealth

Our in-depth knowledge of the financial, legal and practical implications of the various marriage arrangements available under Swiss law means we can guide you through the choices you’ll be making – and ensure you make the best ones as you prepare to build your wealth together.

According to the Global Wealth Report, the Swiss have an average wealth of CHF 673,960 per adult or a median of CHF 146,730 per adult.
A survey by The Boston Consulting Group showed that 456,000 households in Switzerland have more than one million Swiss francs in financial assets (bank accounts, investments and pension savings).
According to the Federal Statistical Office, this is the average amount that Swiss households spend on their homes.

Case study

One of our clients, who was getting married for the second time, asked us to help him prepare his marriage contract. He had two requirements. If he predeceased his second wife, he wanted to ensure she could maintain her standard of living and remain in their home. He also wanted to be sure that his two children from his first marriage were properly looked after. We prepared the clauses concerning his wife and children in accordance with his wishes. Piguet Galland and you – stronger together.


Your spouse’s children

If you helped raise children from your spouse’s previous marriage and wish to ensure they enjoy inheritance rights, there are some circumstances under which it may make sense to adopt them.

Surviving spouse

All couples must plan for the financial security of the surviving spouse. The legal protections under marriage law continue to be the best solution.

Assessing your finances

Your financial situation is constantly changing over time. This means that you should periodically assess your wealth strategy and tweak it whenever necessary.

Estate planning

Just as there is a time to build up your wealth, there is a time to plan how to pass it along. Deciding how to hand down your assets to the next generation is central to any wealth strategy.

Here’s how we can help you to achieve your life goals

We will sit down with you and analyse your finances, your current needs and your life goals. We will then come up with a comprehensive solution aimed at optimising your financial and tax situation.

Piguet Galland
private bankers since 1856

Piguet Galland was created from the merger of two longstanding private banks. As part of BCV Group, we are able to draw on the expertise of a large banking group.

piguet-galland-private-bank-Best HNW-Team-Swiss-Domestic-Clients-wealth-briefing-award-meilleure-banque-privee

Piguet Galland appraised for the quality of its services for Swiss clients at the 2023 WealthBriefing Swiss Awards


"Best Swiss Private Bank 2022" by International Banker and "Best Fund" in its category for "Piguet Fund - Pondéré CHF" by the Refinitiv Lipper Fund Awards


"Best Swiss Private Bank 2021" by the magazine International Banker

guetgalland entreprise-indépendants-piguetgalland

Creation of the wealth balance sheet for our private clients

Perspectives economiques

Launch of our new range of mandates

Global business investment growth. Wealth concept. Gold sand running through the shape of modern hourglass with world globe crystal glass and US dollar coins on purple reflective table.

Mega-Trend: first thematic equity certificate

Happy Hopeful Woman Looking at the Sunset by the Sea

Evolution of our pension solutions


Implementation of the global asset management approach

Others life goals

Life goal
Safeguarding your children’s future

Safeguarding your children’s future

As you consider what you and your family want to achieve in life, one of your main concerns will be making sure your children get off to a good start. We have unparalleled advisory expertise in this area.

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Life goal
Buying a home or expanding your property portfolio

Buying a home or expanding your property portfolio

Is an all-cash transaction the right choice? Or would a mortgage loan be more appropriate? Together, we will go through all of the many factors that need to be carefully considered and help you sort through the various options and the complexities

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Life goal
Keeping up your standard of living during retirement

Keeping up your standard of living during retirement

We will advise you on how best to structure your wealth in order to build up your savings prior to retirement. We can, for instance, help you find the right balance between ensuring you have a regular stream of income throughout retirement and keeping long-term reserve capital intact.

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The Piguet Galland & Cie SA website (the "Site") describes the activities of Piguet Galland & Cie SA in Switzerland. Piguet Galland & Cie SA does not offer its services outside of Switzerland, and the Site is meant solely for individuals and legal entities domiciled in Switzerland, along with existing clients of Piguet Galland & Cie SA.

Personal informations
As our services are only available to Swiss residents, the choice of country of residence is not available.
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