Marriage and cohabitation
Life as a couple
Are you embarking on a new chapter in your life?
The big day has arrived, ushering in a thrilling new journey. But beyond the emotional euphoria, it's crucial to address a pivotal query: how will you navigate the practical facets of your shared life? Whether you opt for marriage or cohabitation without legal ties, a fresh chapter unfolds before you. This new phase inevitably introduces essential questions: How will you handle your joint finances? What shared aspirations do you hold for the future? How can you ensure financial stability for both of you?"
Matrimonial advice focuses on aligning all aspects of marriage or cohabitation with the couple's desires and values.
Marriage vs. cohabitation, understanding the financial differences
Marriage and cohabitation both have different financial implications. In marriage, your assets and finances are typically viewed as joint, while they generally remain legally distinct in cohabitation. So, which partnership is right for you?
To get married or not to get married?
The choice of marrying or coliving has direct implications for your assets. Marriage often creates closer legal and financial ties between partners, while cohabitation can mean a clearer separation of finances. This decision can influence the management of your assets, debts, and inheritance tax.
Matrimonial property regime
The matrimonial property regime you choose determines how your assets will be divided in the event of divorce or death. Whether you opt for total separation of property or community of property, each choice has consequences for your estate. We can help you explore these implications so that you can make decisions that meet your objectives.
Managing assets as a couple
Managing assets between life partners is crucial to financial stability. Effective financial planning allows you to manage your finances jointly, save for future projects and deal with the unexpected. This can contribute to your overall financial security.
How your assets are passed on to your nearest and dearest differs considerably depending on whether you are married or coliving. In the event of death, marriage generally offers stronger protection for the surviving spouse and children, while cohabitation can give rise to legal challenges. We can work with you to ensure your family's financial security.
Financial planning aims to devise a comprehensive strategy for efficiently managing your financial resources, attaining your long-term financial goals, and securing your financial future.
3 levers to optimise your assets
To bring your assets into harmony with your plans, we use 3 main levers of optimisation.
A personalised wealth assessment will help you optimise your tax situation
A wealth assessment gives you a better understanding of your assets to make informed decisions to achieve your goals.
Thanks to our unique blend of business expertise, our financial advisers can help you achieve all your life goals.
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